Title: Scams Continue
Date Published: 2/6/2009
Author: MSPA Staff
Publication: MSPA Distribution
IMPORTANT NOTICE: Some scammers use legitimate company names, even including Mystery Shopping Providers Association or MSPA. Be wary! One scammer signs email as: Mystery Shopping Providers Association, John Edwardson, Admin Agent, www.mysteryshop.org, © MSPA, 2009. Don't be fooled!
DALLAS – Updated: April 22, 2009 - The Mystery Shopping Providers Association (MSPA), the largest trade association dedicated to brand management and improving service quality using anonymous resources, wants to warn consumers of an ongoing check cashing scam.
Scammers approach prospective victims via mail, email, and telephone, or lure in victims by posting ads online, such as in Craigs's List. They pose as representatives of mystery shopping companies and attempt to persuade their targets that they want to engage them as mystery shoppers. Using highly sophisticated ploys, the scammers convince their victims that they will receive checks that they are to deposit in to their checking accounts, then wire most of the moeny to someone else. Often, this "someone else" is said to be a fellow mystery shopper who is involved in the evaluation of the money wiring service, etc. Victims deposit the check and wire the money, as instructed, discovering later that the check was counterfeit and that the victim is liable for all the money sent from his or her bank.
In the past, the scam used a fake cashier’s check to take thousands of dollars from consumers. More recently, consumers have received what appears to be a regular check from a legitimate mystery shopping company, but the check is actually forged.
Another scam tries to convince prospective victims to undertake shops by spending their own money, which the scammers say will reimbursed through direct deposit to a Citi Bank (or other institution) account (and the shopper is urged to open such an account and send details to the scammer so the "deposit" can be made.
In another version, consumers receive a large-sum check, typically between $1,000 and $5,000. They are asked to evaluate the service at a variety of stores and wire a portion of the money back to the sender while also evaluating the wiring service. Consumers are told to keep a portion of the money as payment.
The name of a real company usually appears on the check as well as real account information.
The forgery of the check is discovered a few days after it is deposited, and the consumer is held responsible for the entire amount of the check.
“Scammers are taking advantage of the allure of Mystery Shopping to take money from consumers' hands,” said MSPA Executive Director John Swinburn. “MSPA has long recognized the problem and is constantly working to make consumers aware of new scams related to Mystery Shopping.”
MSPA urges consumers who receive similar offers to file a report by contacting the following:
- National Consumers League/Alliance for Consumer Fraud Awareness: www.fakechecks.org
- Internet Crime Complaint Center: http://www.ic3.gov/ (if the offer is received by email)
- Office of the Inspector General, U.S. Postal Service: http://www.uspsoig.gov/ (if the offer is received by mail)
- Local Police
- Federal Trade Commission: http://www.ftc.gov
- Federal Bureau of Investigation: http://www.fbi.gov
To see a list of legitimate companies go to www.mysteryshop.org.
(Press Release provided by Mystery Shopping Provider's Association)
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